Merge pull request #3572 from cosmos/bucky/delegator-guide

R4R: Add warning and disclaimer

docs/gaia/delegator-guide-cli.md

@@ -4,6 +4,27 @@ This document contains all the necessary information for delegators to interact
 
 It also contains instructions on how to manage accounts, restore accounts from the fundraiser and use a ledger nano device.
 
+__Very Important__: Please assure that you follow the steps described hereinafter
+carefully, as negligence in this significant process could lead to an indefinite
+loss of your Atoms. Therefore, read through the following instructions in their 
+entirety prior to proceeding and reach out to us in case you need support. 
+
+Please also note that you are about to interact with the Cosmos Hub, a
+blockchain technology containing highly experimental software. While the
+blockchain has been developed in accordance to the state of the art and audited
+with utmost care, we can nevertheless expect to have issues, updates and bugs.
+Furthermore, interaction with blockchain technology requires
+advanced technical skills and always entails risks that are outside our control.
+By using the software, you confirm that you understand the inherent risks
+associated with cryptographic software (see also risk section of the 
+[Interchain Cosmos Contribution terms](https://github.com/cosmos/cosmos/blob/master/fundraiser/Interchain%20Cosmos%20Contribution%20Terms%20-%20FINAL.pdf)) and that the Interchain Foundation and/or 
+the Tendermint Team may not be held liable for potential damages arising out of the use of the
+software. Any use of this open source software released under the Apache 2.0 license is
+done at your own risk and on a "AS IS" basis, without warranties or conditions
+of any kind. 
+
+Please exercise extreme caution!
+
 ## Table of contents
 
 - [Installing `gaiacli`](#installing-gaiacli)