small ledger fixes

[mrose17]

Auditor: @bbondy
Test Plan:

1. Close the browser
2. Disable your Internet connection
3. Open the browser
4. Go to about:preferences#payments and see this:
   

Enable your Internet connection and a few seconds later see this:

Fixes #5606

Fixes #5503

[bbondy]

@mrose17 just an FYI for the future, only en-US should be modified. The other files are auto generated and pulled in periodically, so any changes to them will be overwritten.