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<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b style="mso-bidi-font-weight:
normal"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-GB;mso-bidi-font-style:italic">Terms and Conditions<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b style="mso-bidi-font-weight:
normal"><i style="mso-bidi-font-style:normal"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">Please read this
agreement carefully. This agreement explains the terms and conditions that
apply when you use Project Sunray Pte. Ltd.’s (“<b>Sunray</b>”, “<b>our</b>”, “<b>we</b>”
or “<b>us</b>”) website, customer services, mobile application (“<b><span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm">App</span></b>”) or any of our associated software (“<b><span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm">Software</span></b>”) (collectively, “<b><span style="border:none windowtext 1.0pt;
mso-border-alt:none windowtext 0cm;padding:0cm">Services</span></b>”),
including third-party services that may be accessible through use of our
Services. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:36.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l1 level1 lfo2;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">1.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">General</span></b><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Accepting our Terms.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> By using our <span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm">Services</span>, you acknowledge that you’ve read, understood and
agreed to be bound by the terms and conditions set out herein, which shall also
include our Privacy Policy (available at: www.ampnow.co) (collectively, “<b><span style="border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm">Terms and Conditions</span></b>”, or “<b>Terms</b>”), as well as any
future amendments made to the Terms. Certain services and functions available
on our website, App or Software (“<b>Partner Services</b>”) are operated by our
partners (“<b>Partners</b>”). Your usage of these Partner Services shall also
constitute your acknowledgement of reading, understanding and agreement to be
bound by the relevant Partner’s terms and conditions, as well as any future
amendments made to them. <span style="border:none windowtext 1.0pt;mso-border-alt:
none windowtext 0cm;padding:0cm">In the event of inconsistency, this Terms
shall prevail with respect to the use of the Services. </span>The Partner Terms
may be enforced by the Partner against you directly. For more information about
the Partner Services, please refer to Section B. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Rejecting our Terms.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> If you don’t
agree to the Terms, please discontinue any usage of the Services and Partner
Services.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b><u><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">Section A – Sunray
Services<o:p></o:p></span></u></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">2.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Approved devices and platforms<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Our App will be made available only on
the Apple App Store or Google Play Store.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB;mso-bidi-font-weight:bold;mso-bidi-font-style:
italic"> We will deliver our services only through secured platforms. You must
not use any unauthorised or modified copies or versions of the App, or those
obtained from other unauthorised mobile application stores. You shall be solely
responsible for any and all losses and damages incurred from usage of such
unauthorised versions. If you own and use a mobile device, we strongly recommend
that you download the App] and access our services through the App and minimise
usage of mobile web versions of our platforms to protect yourself from common
attack vectors such as phishing campaigns.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Our App is intended to be used on
mobile devices that run Apple or Android operating systems, our website or such
other devices running operating systems approved by us.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> A number of our
Services and Partner Services are delivered through your mobile device and
computer. You must not use the Services or Partner Services on any operating
system or device that has been rooted, jailbroken, modified or otherwise customised
in any manner. Doing so may expose you to security vulnerabilities and malware.
You shall bear the sole responsibility for such unauthorised use of the
Services or Partner Services, and be solely responsible for any losses that
occur as a result.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b style="mso-bidi-font-weight:normal"><i style="mso-bidi-font-style:normal"><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">Our online portal is available only
through our official website.</span></i></b><span lang="EN-GB" style="font-size:
10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB"> You may log in to your profile only through
our web-based portal using your computer through our official website at www.ampnow.co.
You may be redirected to a mobile-friendly webpage if you access our official website
and portal using your internet browser on your mobile device. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">Your access to our App and/or website may
be limited and subject to the relevant laws and regulations of the country you are
located in.</span></i></b><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB"> </span></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">We will not be
responsible for any fees, charges and expenses such as data roaming charges or
any other charges which may be imposed by your telecommunication or other
service providers in connection with the access and use of our App and/or
website. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">3.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Information and security<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b style="mso-bidi-font-weight:normal"><i style="mso-bidi-font-style:normal"><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">Protect yourself against cyber threats.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> Always update the
operating systems and, where relevant, online security programs of your mobile
and computing devices to the latest version to protect your devices. You should
also be vigilant to phishing and social engineering attempts made via webpage
links or channels that appear similar to ours. If you doubt the veracity of any
alternative link, mobile application or platform that you come across, do not
click on that link or otherwise attempt to access our services through those
channels. You should immediately inform our customer service at customer.success@ampnow.co
if you have encountered a potential security issue.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">4.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Right to make changes to the Services
or Partner Services</span></b><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Our Partners and we may change, suspend,
or discontinue any aspect of the Services or Partner Services at any time
without notice and without liability.</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> This includes
but is not limited to our hours of operation, availability of the Services and/or
Partner Services or any service features (such as imposing limits on certain
service features or restricting access to some or all of the Services or
Partner Services).<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b><u><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">Section B – Partner
Services<o:p></o:p></span></u></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;background:aqua;mso-highlight:aqua;mso-fareast-language:
EN-GB"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">5.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Partner Services<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;background:aqua;mso-highlight:aqua;mso-fareast-language:
EN-GB"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">Certain services and functions
available on our website, App and/or Software are operated by our Partners</span></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">The amp</span><span lang="EN-GB" style="font-size:
10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;mso-bidi-font-family:
Symbol;color:black;mso-fareast-language:EN-GB">ä</span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> corporate debit card
(“<b>Card</b>”) is a debit card powered and issued by Wallex Technologies Pte.
Ltd. (“<b>Wallex</b>”). Wallex is licensed under the Payment Services Act 2019
(No. 2 of 2019) (“<b><span style="border:none windowtext 1.0pt;mso-border-alt:
none windowtext 0cm;padding:0cm">PS Act</span></b>”) as a major payment
institution to carry on the business of (1) account issuance service, (2)
domestic money transfer service, (3) cross-border money transfer service and
(4) e-money issuance service. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
mso-background-themecolor:background1;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">The amp</span><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:
Symbol;mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB">ä</span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> multi-currency
e-wallet (“<b>Account</b>”) is issued to you by Wallex Technologies Pte. Ltd. (“<b>Wallex</b>”).
Account issuance, domestic money transfer, <span class="msoIns"><ins cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:14">and </ins></span>cross-border
money transfer <span class="msoIns"><ins cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:14">services are provided by Wallex. </ins></span></span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-themecolor:text1;mso-fareast-language:EN-GB"><span class="msoDel"><del cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:14">and
c</del></span></span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-GB"><span class="msoIns"><ins cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:14">C</ins></span>urrency conversion services are
provided by Wallex </span><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-themecolor:text1;mso-fareast-language:EN-GB"><span class="msoDel"><del cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:14">and/</del></span><span class="msoDel"><del cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:15">or
Cashport. </del></span></span><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">Cashport Pte Ltd (“<b>Cashport</b>”)<span class="msoIns"><ins cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:15">.
Cashport</ins></span> is licensed under the <span style="border:none windowtext 1.0pt;
mso-border-alt:none windowtext 0cm;padding:0cm">PS Act</span> as a major
payment institution to carry on the business of </span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-themecolor:text1;mso-fareast-language:EN-GB"><span class="msoDel"><del cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:13">(1)
account issuance service, (2) domestic money transfer service, (3) </del></span></span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">cross-border money
transfer service </span><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-themecolor:text1;mso-fareast-language:EN-GB"><span class="msoDel"><del cite="mailto:Lawrence%20Yong" datetime="2023-08-08T03:13">and (4) e-money
issuance service</del></span></span><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Other services, features and/or functions available
on our website, App and/or Software may also be provided by other Partners. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Your use of Partner Services is subject to
additional terms and conditions as the relevant Partner may prescribe (“<b>Partner
Terms</b>”). The Partner Terms may be enforced by the Partner against you
directly. If you do not agree to the Partner Terms, please discontinue usage of
the relevant Partner Service(s). You may refer to the Partner Terms at www.ampnow.co.
<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">By using the Partner Services, you consent and
agree to:<o:p></o:p></span></p>
<ul style="margin-top:0cm" type="disc">
<li class="MsoNormal" style="color:black;margin-bottom:0cm;text-align:justify;
line-height:normal;mso-list:l4 level1 lfo1;tab-stops:list 36.0pt;
background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";mso-fareast-language:EN-GB">Sunray sharing information
about you with the relevant Partner as may be necessary for you to access
the Partner Services; and<o:p></o:p></span></li>
<li class="MsoNormal" style="color:black;margin-bottom:0cm;text-align:justify;
line-height:normal;mso-list:l4 level1 lfo1;tab-stops:list 36.0pt;
background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";mso-fareast-language:EN-GB">promptly fulfil any
reasonable request that Sunray or the Partner makes to you in order to
provide the Partner Services. <o:p></o:p></span></li>
</ul>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">6.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Limitation of liability <o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners and we shall not be responsible or
liable in any way for any inconvenience, loss, damage, cost or expense of any
nature or embarrassment or injury suffered or incurred by you, in each case
whether foreseeable or not, resulting from, arising out of or in connection
with any of the following:<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-left:51.0pt;mso-add-space:
auto;text-indent:-18.0pt;mso-list:l5 level1 lfo4"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;line-height:107%;font-family:Symbol;
mso-fareast-font-family:Symbol;mso-bidi-font-family:Symbol;color:black;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
line-height:107%;font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any act, omissions or delay of any
affiliate or any other third party<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">if any merchant, establishment, or any
other person refuses to accept or honour (or delays in accepting or honouring)
the Card, card number or PIN for any reason;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any refusal or delay by us or our
Partners to authorise, process, facilitate or approve any transaction;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">if you are deprived of the use of any
goods, services, machinery, equipment, products and/or systems (whether
electronic, telecommunicative or otherwise) as a consequence of any action,
omission or delay by us, our Partners, any merchant, establishment or any other
party;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">our Partners or we are unable to
perform our obligations under this Terms due, directly or indirectly, to the
failure, defect or malfunction of any machine, system of authorisation, data
processing or communication system or transmission link or any industrial
dispute, war, act of god, fire, flood, civil or labour disturbance, terrorism,
pandemic, act of any governmental authority or any other act or threat of any
authority (de jure or de facto), fraud or forgery (other than on the part of us
or our Partners), legal constraint, or anything outside the control of us, our
Partners, our servants or our agents;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any damage to or loss of or inability
to retrieve any data or information that may be stored in any microchip or
circuit howsoever caused or any failure in the performance or function or
breakdown or disruption of any of the our Partners’ or our computers (whether
hardware or software), machinery, equipment, products and/or systems (whether
electronic, telecommunicative or otherwise) maintained by, used for, by us or
our Partners or in connection with our Partners’ or our business or otherwise
whatsoever, including but not limited to the failure or inability of such
computers, machinery, equipment, products and systems or any one or more of
them to accept, recognise, store, process and/or transmit dates or data with
respect to dates; <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:12.0pt;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l5 level1 lfo4;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">the unauthorised use of the Card and/or
Account or any services or facilities in connection therewith, or any
transaction effected by an unauthorised person; and <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-left:51.0pt;mso-add-space:
auto;text-align:justify;text-indent:-18.0pt;mso-list:l5 level1 lfo4"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;line-height:107%;font-family:Symbol;
mso-fareast-font-family:Symbol;mso-bidi-font-family:Symbol;color:black;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
line-height:107%;font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">you failing to keep to this Terms and
Conditions or in any way being involved in fraud, forgery or other unauthorised
use of your Account. <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpLast" style="margin-left:51.0pt;mso-add-space:auto;
text-align:justify"><span lang="EN-GB" style="font-size:10.0pt;line-height:107%;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">You acknowledge and accept that any limitation or
impairment in your ability to use, access and operate the Card and/or Account
may be due to factors outside the control of us and our Partners. This includes
acts of third parties who are not acting on behalf of us and/or our Partners,
technical conditions of the internet that cannot be influenced by us and/or our
Partners, and force majeure events. The hardware, software and any other
technical infrastructure that you use can also influence your ability to use,
access and operate the Card and/or Account. You acknowledge and accept that
your usage of any such hardware, software and any other technical
infrastructure shall be at your own risk. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Without prejudice to the other provisions of this Clause
6, our Partners and we are not liable in any way to you for any loss, damage,
cost or expense of any nature arising out of or in connection with the use of
the Card, Account and/or this Terms except where (and only to the extent that)
it has been conclusively established in the courts of Singapore that the
aforesaid has occurred solely owing to gross negligence or wilful default on our
Partners’ or our part.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:14.2pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners’ and our liability for any losses or
damages that you may incur arising from the use of the Card and/or Account as a
result of our breach or non-performance of our obligations under the Terms
shall not exceed the stored value balance in your Account or the actual direct
losses or damages, whichever is lower. Notwithstanding any provision of
this Terms and Conditions to the contrary, our Partners and we shall not in any
event be liable under any circumstances for any special, indirect, punitive or
consequential loss or damages of any kind whatsoever (including but not limited
to lost profits, business, goodwill, reputation or opportunity), in each
howsoever caused or arising and whether arising directly or indirectly and
whether or not foreseeable, even if our Partners and/or we are actually aware
of or has been advised of the likelihood of such loss or damage and regardless
of whether the claim for such loss or damage is made in negligence, for breach
of contract, breach of trust or otherwise.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-left:14.2pt;text-align:justify"><span lang="EN-GB" style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;
mso-fareast-font-family:"Times New Roman";color:black;mso-fareast-language:
EN-GB">The provisions of this Clause 6 shall survive the termination or expiry
of this Terms and Conditions.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">7.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Governing law & jurisdiction <o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:12.0pt;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">The construction, validity and performance of this
Terms shall be governed by and construed in accordance with Singapore law and
any claim or dispute arising out of or in relation to the Terms shall be
subject to the non-exclusive jurisdiction of the Singapore courts.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">8.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Internet delays <o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB"><o:p> </o:p></span></i></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">The Services, Partner Services, App
and/or Software may be subject to limitations, delays and other issues
associated with using the internet and electronic communications</span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">. This includes but
is not limited to the device used by you or third party service providers being
faulty, not connected, out of range, switched off or malfunctions. Our Partner
and we are not liable for any delays, delivery failures, damages or losses that
occur as a result of these issues.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">9.<span style="font:7.0pt "Times New Roman""> </span></span></span></i></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Communications and updates<i><o:p></o:p></i></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">We may notify you directly about new
updates and communications through the App or the Sunray website. </span></i></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB">However, it’s your
responsibility to stay up to date by visiting the App or the Sunray website
personally from time to time. You’re also responsible for reviewing any
notices sent to you and your transaction history, and to promptly report any
questions, apparent errors, or unauthorised transactions. Failure to contact the
customer support team in a timely manner may result in the loss of funds or forfeit
of important rights. In addition, forced updates may be implemented on the App
at any time.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners and we shall be entitled (but not
obliged), at our sole discretion, to rely and act on any communication,
requests or instructions which we believe originate from you (whether orally or
in writing (including by email) and whether in person or over the telephone or
by facsimile or other means of telecommunication and whether genuine or with or
without the your consent or authority), and any action taken by us or our
Partners pursuant thereto shall be binding. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners and we shall not be liable for any
loss incurred in connection with it acting on or acceding to (or its refusal to
act on) any instruction, communication or request from (or purportedly from) you,
and you will indemnify us and our Partners against any and all losses, claims
and costs incurred by us or our Partners arising out of or in connection with
any request, communication or instruction from (or purportedly from) you. <o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners and we shall not be under any duty to
verify the identity of any person communicating purportedly as or on behalf of you.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB">Our Partners and we may serve any writ of summons,
statement of claim, statutory demand, bankruptcy application or other legal
process or document in respect of any action or proceedings under this Terms
required by any relevant law, including without limitation, the rules of court
or other statutory provisions, to be served on you by personal service, by
leaving the same at, and/or sending the same by ordinary post, to the last
known address (whether within or outside Singapore and whether such address is
a post office box or is a place of residence or business) as may be provided or
disclosed to us or our Partners or our solicitors. To the fullest extent
permitted by law, you agree that such legal process or document is deemed to
have been duly served on you even if it is returned undelivered: (a) on the
date of delivery, if sent by hand and/or left at the last known address; or (b)
on the date immediately following the date of posting, if sent by post. You
further agree that service of such legal process is deemed to be good and
effective service of such legal process on you and nothing in this Terms shall
affect our Partners’ and our right to serve legal process in any other manner
permitted by law.<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;text-indent:-18.0pt;line-height:normal;
mso-list:l3 level1 lfo3;tab-stops:list 36.0pt;background:white;vertical-align:
baseline"><!--[if !supportLists]--><b><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:Arial;color:black;
border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;padding:0cm;
mso-fareast-language:EN-GB"><span style="mso-list:Ignore">10.<span style="font:7.0pt "Times New Roman""> </span></span></span></b><!--[endif]--><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;border:none windowtext 1.0pt;mso-border-alt:none windowtext 0cm;
padding:0cm;mso-fareast-language:EN-GB">Consent to disclosure of information<o:p></o:p></span></b></p>
<p class="MsoNormal" style="margin-bottom:0cm;text-align:justify;line-height:
normal;background:white;vertical-align:baseline"><b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p> </o:p></span></b></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><b><i><span lang="EN-GB" style="font-size:10.0pt;
mso-bidi-font-size:11.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
Arial;mso-bidi-theme-font:minor-bidi;color:black">Collection in accordance with
relevant data protection laws</span></i></b><span lang="EN-GB" style="font-size:
10.0pt;mso-bidi-font-size:11.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
Arial;mso-bidi-theme-font:minor-bidi;color:black">. We are committed to
protecting our stakeholders’ and customers’ personal data in accordance with
the Personal Data Protection Act 2012 of Singapore and other applicable data
protection laws.</span><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"> </span><span lang="EN-GB" style="font-size:10.0pt;
mso-bidi-font-size:11.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
Arial;mso-bidi-theme-font:minor-bidi;color:black">We</span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"> will use, collect
and disclose personal information in accordance with our data privacy policy
and prevailing practices which can be found at: www.ampnow.co as may be
amended, supplemented and/or substituted from time to time. You give us
consent, and authorise us, to in our absolute discretion, at any time and
without notice or liability, disclose any particulars of and/or otherwise
relating to you, the Card and/or the Account to:<o:p></o:p></span></p>
<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
margin-left:15.0pt;text-align:justify;line-height:normal;background:white;
vertical-align:baseline"><span lang="EN-GB" style="font-size:10.0pt;font-family:
"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";color:black;
mso-fareast-language:EN-GB"><o:p> </o:p></span></p>
<p class="MsoListParagraphCxSpFirst" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any person or organisation providing
(or participating in the provision of) electronic or other services in
connection with payments and/or banking services, usage, or benefits made
available to or utilised by you, whether in Singapore or outside Singapore, for
the purpose of offering or operating the said services, including but not
limited to, investigating discrepancies, errors or claims;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any merchant or establishment which
accepts the Card;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any Partner and/or any partnering
merchant, intermediary or third party which has a legitimate business purpose
for obtaining such information, including offering you products or services in
connection with the Card, Account and/or any transaction, and/or otherwise to
facilitate the use of the Account and/or the Card;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
mso-background-themecolor:background1;vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:
Symbol;mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-themecolor:text1;mso-fareast-language:EN-GB">Visa or any other
global or local network or association that we and/or our Partners may work
with from time to time to enable the use of the Card;</span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Arial",sans-serif;mso-fareast-font-family:
"Times New Roman";color:black;mso-fareast-language:EN-GB"><o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any payment processor, financial
institution, intermediary or other party in any jurisdiction involved in facilitating,
effecting or processing transactions on the Card and/or Account;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any party or intermediary in any
jurisdiction involved in facilitating, processing or providing any service or
facility in connection with the Card, Account, and/or any Card transaction;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any person or organisation for the
purpose of enabling or facilitating the book-keeping and accounting integration
services available on the Platform including but not limited to book-keeping
and accounting services providers and information management services
providers; <o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";
color:black;mso-fareast-language:EN-GB">any of our Partners’ and our related
corporations including our Partners’ and our holding company, subsidiaries and
affiliates (the “<b>Group</b>”), as well as their respective agents,
correspondents, independent contractors and/or associates, for the purposes of
risk management, regulatory compliance and reporting, customer screening
relating to sanctions, anti-money laundering and countering the financing of terrorism
compliance processes, monitoring credit exposures across the group and
cross-selling;<o:p></o:p></span></p>
<p class="MsoListParagraphCxSpMiddle" style="margin-top:0cm;margin-right:0cm;
margin-bottom:0cm;margin-left:51.0pt;mso-add-space:auto;text-align:justify;
text-indent:-18.0pt;line-height:normal;mso-list:l2 level1 lfo5;background:white;
vertical-align:baseline"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol;
mso-bidi-font-family:Symbol;color:black;mso-fareast-language:EN-GB"><span style="mso-list:Ignore">·<span style="font:7.0pt "Times New Roman"">
</span></span></span><!--[endif]--><span lang="EN-GB" style="font-size:10.0pt;
font-family:"Arial",sans-serif;mso-fareast-font-family:"Times New Roman";