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title subtitle author job logo framework highlighter hitheme widgets ext_widgets mode knit
Australian Housing Finance Explorer
App and presentation developed for Coursera's Developing Data Products course project
David Mallard
tobby.jpg
io2012
highlight.js
tomorrow
rCharts
libraries/nvd3
selfcontained
slidify::knit2slides
<style type='text/css'> img { max-height: 560px; max-width: 964px; } </style>

What is Housing Finance data?

  • 5609.0 Housing Finance: Australian Bureau of Statistics dataset based on records from financial institutions and regulators.
  • Provides monthly records of loan commitments related to housing.
  • Changes over time indicate trends in economic activity and in the housing sector.
  • Records (except in earlier years) provide a breakdown of lending:
    • by borrower type (owner-occupier vs property investor)
    • loan purpose (construction of new housing, purchase of existing house, refinancing, etc.)

Exploring the Housing Finance dataset allows us to draw conclusions about trends in housing activity and the changing nature of the housing market, and to consider the implications for housing policy.

--- .class #id

Screenshot of the App

Screenshot of the web app


Sample Interactive Chart: Proportional Rise in Investment Properties, 1992-2015 (Trend Data)

<script type='text/javascript'> $(document).ready(function(){ drawchart1b5b5beeab17() }); function drawchart1b5b5beeab17(){ var opts = { "dom": "chart1b5b5beeab17", "width": 800, "height": 400, "x": "data_month", "y": "prop", "group": "borrower_type", "type": "stackedAreaChart", "id": "chart1b5b5beeab17" }, data = [ { "data_month": 8035, "borrower_type": "Investment Housing", "commitments": 0.432885, "prop": 0.1584255562562 }, { "data_month": 8035, "borrower_type": "Owner Occupation", "commitments": 2.299534, "prop": 0.8415744437438 }, { "data_month": 8066, "borrower_type": "Investment Housing", "commitments": 0.45171, "prop": 0.1596467139199 }, { "data_month": 8066, "borrower_type": "Owner Occupation", "commitments": 2.377725, "prop": 0.8403532860801 }, { "data_month": 8095, "borrower_type": "Investment Housing", "commitments": 0.472027, "prop": 0.1580641596625 }, { "data_month": 8095, "borrower_type": "Owner Occupation", "commitments": 2.514273, "prop": 0.8419358403375 }, { "data_month": 8126, "borrower_type": "Investment Housing", "commitments": 0.491339, "prop": 0.1585504610603 }, { "data_month": 8126, "borrower_type": "Owner Occupation", "commitments": 2.607605, "prop": 0.8414495389397 }, { "data_month": 8156, "borrower_type": "Investment Housing", "commitments": 0.507908, "prop": 0.1578766101358 }, { "data_month": 8156, "borrower_type": "Owner Occupation", "commitments": 2.709212, "prop": 0.8421233898642 }, { "data_month": 8187, "borrower_type": "Investment Housing", "commitments": 0.520211, "prop": 0.1559467765685 }, { "data_month": 8187, "borrower_type": "Owner Occupation", "commitments": 2.815613, "prop": 0.8440532234315 }, { "data_month": 8217, "borrower_type": "Investment Housing", "commitments": 0.529832, "prop": 0.159969855746 }, { "data_month": 8217, "borrower_type": "Owner Occupation", "commitments": 2.782242, "prop": 0.840030144254 }, { "data_month": 8248, "borrower_type": "Investment Housing", "commitments": 0.539743, "prop": 0.1588555424454 }, { "data_month": 8248, "borrower_type": "Owner Occupation", "commitments": 2.857954, "prop": 0.8411444575546 }, { "data_month": 8279, "borrower_type": "Investment Housing", "commitments": 0.549825, "prop": 0.1590422608545 }, { "data_month": 8279, "borrower_type": "Owner Occupation", "commitments": 2.907275, "prop": 0.8409577391455 }, { "data_month": 8309, "borrower_type": "Investment Housing", "commitments": 0.563195, "prop": 0.1610200965271 }, { "data_month": 8309, "borrower_type": "Owner Occupation", "commitments": 2.934474, "prop": 0.8389799034729 }, { "data_month": 8340, "borrower_type": "Investment Housing", "commitments": 0.580525, "prop": 0.164295823896 }, { "data_month": 8340, "borrower_type": "Owner Occupation", "commitments": 2.952888, "prop": 0.835704176104 }, { "data_month": 8370, "borrower_type": "Investment Housing", "commitments": 0.600749, "prop": 0.1679214324847 }, { "data_month": 8370, "borrower_type": "Owner Occupation", "commitments": 2.976811, "prop": 0.8320785675153 }, { "data_month": 8401, "borrower_type": "Investment Housing", "commitments": 0.627022, "prop": 0.171871089693 }, { "data_month": 8401, "borrower_type": "Owner Occupation", "commitments": 3.021189, "prop": 0.828128910307 }, { "data_month": 8432, "borrower_type": "Investment Housing", "commitments": 0.661428, "prop": 0.1765467068253 }, { "data_month": 8432, "borrower_type": "Owner Occupation", "commitments": 3.085048, "prop": 0.8234532931747 }, { "data_month": 8460, "borrower_type": "Investment Housing", "commitments": 0.702031, "prop": 0.181820701108 }, { "data_month": 8460, "borrower_type": "Owner Occupation", "commitments": 3.159086, "prop": 0.818179298892 }, { "data_month": 8491, "borrower_type": "Investment Housing", "commitments": 0.745224, "prop": 0.1874082415728 }, { "data_month": 8491, "borrower_type": "Owner Occupation", "commitments": 3.23125, "prop": 0.8125917584272 }, { "data_month": 8521, "borrower_type": "Investment Housing", "commitments": 0.787362, "prop": 0.1923936573004 }, { "data_month": 8521, "borrower_type": "Owner Occupation", "commitments": 3.305091, "prop": 0.8076063426996 }, { "data_month": 8552, "borrower_type": "Investment Housing", "commitments": 0.827562, "prop": 0.1967189499727 }, { "data_month": 8552, "borrower_type": "Owner Occupation", "commitments": 3.379262, "prop": 0.8032810500273 }, { "data_month": 8582, "borrower_type": "Investment Housing", "commitments": 0.865792, "prop": 0.2001205172116 }, { "data_month": 8582, "borrower_type": "Owner Occupation", "commitments": 3.460561, "prop": 0.7998794827884 }, { "data_month": 8613, "borrower_type": "Investment Housing", "commitments": 0.901969, "prop": 0.2026810091255 }, { "data_month": 8613, "borrower_type": "Owner Occupation", "commitments": 3.548221, "prop": 0.7973189908745 }, { "data_month": 8644, "borrower_type": "Investment Housing", "commitments": 0.938575, "prop": 0.2049523985048 }, { "data_month": 8644, "borrower_type": "Owner Occupation", "commitments": 3.640903, "prop": 0.7950476014952 }, { "data_month": 8674, "borrower_type": "Investment Housing", "commitments": 0.976104, "prop": 0.2068755477326 }, { "data_month": 8674, "borrower_type": "Owner Occupation", "commitments": 3.742211, "prop": 0.7931244522674 }, { "data_month": 8705, "borrower_type": "Investment Housing", "commitments": 1.013145, "prop": 0.2081721668237 }, { "data_month": 8705, "borrower_type": "Owner Occupation", "commitments": 3.853716, "prop": 0.7918278331763 }, { "data_month": 8735, "borrower_type": "Investment Housing", "commitments": 1.050836, "prop": 0.2089239769826 }, { "data_month": 8735, "borrower_type": "Owner Occupation", "commitments": 3.978917, "prop": 0.7910760230174 }, { "data_month": 8766, "borrower_type": "Investment Housing", "commitments": 1.085963, "prop": 0.2089574208773 }, { "data_month": 8766, "borrower_type": "Owner Occupation", "commitments": 4.111091, "prop": 0.7910425791227 }, { "data_month": 8797, "borrower_type": "Investment Housing", "commitments": 1.117106, "prop": 0.2087719635953 }, { "data_month": 8797, "borrower_type": "Owner Occupation", "commitments": 4.233737, "prop": 0.7912280364047 }, { "data_month": 8825, "borrower_type": "Investment Housing", "commitments": 1.147439, "prop": 0.2098510316807 }, { "data_month": 8825, "borrower_type": "Owner Occupation", "commitments": 4.320435, "prop": 0.7901489683193 }, { "data_month": 8856, "borrower_type": "Investment Housing", "commitments": 1.176606, "prop": 0.2130569220874 }, { "data_month": 8856, "borrower_type": "Owner Occupation", "commitments": 4.34589, "prop": 0.7869430779126 }, { "data_month": 8886, "borrower_type": "Investment Housing", "commitments": 1.200882, "prop": 0.2183979328541 }, { "data_month": 8886, "borrower_type": "Owner Occupation", "commitments": 4.297714, "prop": 0.7816020671459 }, { "data_month": 8917, "borrower_type": "Investment Housing", "commitments": 1.216868, "prop": 0.2253859945472 }, { "data_month": 8917, "borrower_type": "Owner Occupation", "commitments": 4.182172, "prop": 0.7746140054528 }, { "data_month": 8947, "borrower_type": "Investment Housing", "commitments": 1.223686, "prop": 0.2326643846777 }, { "data_month": 8947, "borrower_type": "Owner Occupation", "commitments": 4.035761, "prop": 0.7673356153223 }, { "data_month": 8978, "borrower_type": "Investment Housing", "commitments": 1.221029, "prop": 0.2390447754883 }, { "data_month": 8978, "borrower_type": "Owner Occupation", "commitments": 3.886922, "prop": 0.7609552245117 }, { "data_month": 9009, "borrower_type": "Investment Housing", "commitments": 1.211684, "prop": 0.243778064674 }, { "data_month": 9009, "borrower_type": "Owner Occupation", "commitments": 3.758755, "prop": 0.756221935326 }, { "data_month": 9039, "borrower_type": "Investment Housing", "commitments": 1.198534, "prop": 0.2470107599657 }, { "data_month": 9039, "borrower_type": "Owner Occupation", "commitments": 3.653619, "prop": 0.7529892400343 }, { "data_month": 9070, "borrower_type": "Investment Housing", "commitments": 1.183006, "prop": 0.2492064090592 }, { "data_month": 9070, "borrower_type": "Owner Occupation", "commitments": 3.564087, "prop": 0.7507935909408 }, { "data_month": 9100, "borrower_type": "Investment Housing", "commitments": 1.165192, "prop": 0.2513304839526 }, { "data_month": 9100, "borrower_type": "Owner Occupation", "commitments": 3.470903, "prop": 0.7486695160474 }, { "data_month": 9131, "borrower_type": "Investment Housing", "commitments": 1.148147, "prop": 0.2538203584289 }, { "data_month": 9131, "borrower_type": "Owner Occupation", "commitments": 3.375316, "prop": 0.7461796415711 }, { "data_month": 9162, "borrower_type": "Investment Housing", "commitments": 1.135204, "prop": 0.2559186041033 }, { "data_month": 9162, "borrower_type": "Owner Occupation", "commitments": 3.300597, "prop": 0.7440813958967 }, { "data_month": 9190, "borrower_type": "Investment Housing", "commitments": 1.130761, "prop": 0.2569456453051 }, { "data_month": 9190, "borrower_type": "Owner Occupation", "commitments": 3.270018, "prop": 0.7430543546949 }, { "data_month": 9221, "borrower_type": "Investment Housing", "commitments": 1.135729, "prop": 0.2565548925804 }, { "data_month": 9221, "borrower_type": "Owner Occupation", "commitments": 3.291117, "prop": 0.7434451074196 }, { "data_month": 9251, "borrower_type": "Investment Housing", "commitments": 1.148216, "prop": 0.2549124691354 }, { "data_month": 9251, "borrower_type": "Owner Occupation", "commitments": 3.356138, "prop": 0.7450875308646 }, { "data_month": 9282, "borrower_type": "Investment Housing", "commitments": 1.162613, "prop": 0.2522976931924 }, { "data_month": 9282, "borrower_type": "Owner Occupation", "commitments": 3.445487, "prop": 0.7477023068076 }, { "data_month": 9312, "borrower_type": "Investment Housing", "commitments": 1.174067, "prop": 0.2497711448247 }, { "data_month": 9312, "borrower_type": "Owner Occupation", "commitments": 3.526504, "prop": 0.7502288551753 }, { "data_month": 9343, "borrower_type": "Investment Housing", "commitments": 1.180358, "prop": 0.2481356057623 }, { "data_month": 9343, "borrower_type": "Owner Occupation", "commitments": 3.576549, "prop": 0.7518643942377 }, { "data_month": 9374, "borrower_type": "Investment Housing", "commitments": 1.182971, "prop": 0.2472916924051 }, { "data_month": 9374, "borrower_type": "Owner Occupation", "commitments": 3.600736, "prop": 0.7527083075949 }, { "data_month": 9404, "borrower_type": "Investment Housing", "commitments": 1.184815, "prop": 0.2469456288801 }, { "data_month": 9404, "borrower_type": "Owner Occupation", "commitments": 3.613063, "prop": 0.7530543711199 }, { "data_month": 9435, "borrower_type": "Investment Housing", "commitments": 1.192557, "prop": 0.2473087150744 }, { "data_month": 9435, "borrower_type": "Owner Occupation", "commitments": 3.629582, "prop": 0.7526912849256 }, { "data_month": 9465, "borrower_type": "Investment Housing", "commitments": 1.206886, "prop": 0.2481806251123 }, { "data_month": 9465, "borrower_type": "Owner Occupation", "commitments": 3.656048, "prop": 0.7518193748877 }, { "data_month": 9496, "borrower_type": "Investment Housing", "commitments": 1.221353, "prop": 0.249299774205 }, { "data_month": 9496, "borrower_type": "Owner Occupation", "commitments": 3.677781, "prop": 0.750700225795 }, { "data_month": 9527, "borrower_type": "Investment Housing", "commitments": 1.228129, "prop": 0.2501189875155 }, { "data_month": 9527, "borrower_type": "Owner Occupation", "commitments": 3.68205, "prop": 0.7498810124845 }, { "data_month": 9556, "borrower_type": "Investment Housing", "commitments": 1.22217, "prop": 0.2496118993171 }, { "data_month": 9556, "borrower_type": "Owner Occupation", "commitments": 3.674111, "prop": 0.7503881006829 }, { "data_month": 9587, "borrower_type": "Investment Housing", "commitments": 1.20856, "prop": 0.2473103141186 }, { "data_month": 9587, "borrower_type": "Owner Occupation", "commitments": 3.678256, "prop": 0.7526896858814 }, { "data_month": 9617, "borrower_type": "Investment Housing", "commitments": 1.199933, "prop": 0.2443769292854 }, { "data_month": 9617, "borrower_type": "Owner Occupation", "commitments": 3.71024, "prop": 0.7556230707146 }, { "data_month": 9648, "borrower_type": "Investment Housing", "commitments": 1.206518, "prop": 0.2426324981926 }, { "data_month": 9648, "borrower_type": "Owner Occupation", "commitments": 3.766097, "prop": 0.7573675018074 }, { "data_month": 9678, "borrower_type": "Investment Housing", "commitments": 1.229519, "prop": 0.2428456447951 }, { "data_month": 9678, "borrower_type": "Owner Occupation", "commitments": 3.833446, "prop": 0.7571543552049 }, { "data_month": 9709, "borrower_type": "Investment Housing", "commitments": 1.274864, "prop": 0.2460706527802 }, { "data_month": 9709, "borrower_type": "Owner Occupation", "commitments": 3.906022, "prop": 0.7539293472198 }, { "data_month": 9740, "borrower_type": "Investment Housing", "commitments": 1.341722, "prop": 0.2525853475792 }, { "data_month": 9740, "borrower_type": "Owner Occupation", "commitments": 3.970233, "prop": 0.7474146524208 }, { "data_month": 9770, "borrower_type": "Investment Housing", "commitments": 1.424408, "prop": 0.2617246721156 }, { "data_month": 9770, "borrower_type": "Owner Occupation", "commitments": 4.017983, "prop": 0.7382753278844 }, { "data_month": 9801, "borrower_type": "Investment Housing", "commitments": 1.518138, "prop": 0.2722283469029 }, { "data_month": 9801, "borrower_type": "Owner Occupation", "commitments": 4.05857, "prop": 0.7277716530971 }, { "data_month": 9831, "borrower_type": "Investment Housing", "commitments": 1.615862, "prop": 0.2823748776737 }, { "data_month": 9831, "borrower_type": "Owner Occupation", "commitments": 4.106538, "prop": 0.7176251223263 }, { "data_month": 9862, "borrower_type": "Investment Housing", "commitments": 1.713193, "prop": 0.2912663763625 }, { "data_month": 9862, "borrower_type": "Owner Occupation", "commitments": 4.168684, "prop": 0.7087336236375 }, { "data_month": 9893, "borrower_type": "Investment Housing", "commitments": 1.807122, "prop": 0.2991864400045 }, { "data_month": 9893, "borrower_type": "Owner Occupation", "commitments": 4.232998, "prop": 0.7008135599955 }, { "data_month": 9921, "borrower_type": "Investment Housing", "commitments": 1.893277, "prop": 0.306621190368 }, { "data_month": 9921, "borrower_type": "Owner Occupation", "commitments": 4.281368, "prop": 0.693378809632 }, { "data_month": 9952, "borrower_type": "Investment Housing", "commitments": 1.96821, "prop": 0.3134222616577 }, { "data_month": 9952, "borrower_type": "Owner Occupation", "commitments": 4.311529, "prop": 0.6865777383423 }, { "data_month": 9982, "borrower_type": "Investment Housing", "commitments": 2.035027, "prop": 0.3194924548972 }, { "data_month": 9982, "borrower_type": "Owner Occupation", "commitments": 4.334535, "prop": 0.6805075451028 }, { "data_month": 10013, "borrower_type": "Investment Housing", "commitments": 2.092173, "prop": 0.3237604921372 }, { "data_month": 10013, "borrower_type": "Owner Occupation", "commitments": 4.369928, "prop": 0.6762395078628 }, { "data_month": 10043, "borrower_type": "Investment Housing", "commitments": 2.133195, "prop": 0.325598792113 }, { "data_month": 10043, "borrower_type": "Owner Occupation", "commitments": 4.418411, "prop": 0.674401207887 }, { "data_month": 10074, "borrower_type": "Investment Housing", "commitments": 2.15912, "prop": 0.326093917078 }, { "data_month": 10074, "borrower_type": "Owner Occupation", "commitments": 4.46204, "prop": 0.673906082922 }, { "data_month": 10105, "borrower_type": "Investment Housing", "commitments": 2.175781, "prop": 0.3261594516612 }, { "data_month": 10105, "borrower_type": "Owner Occupation", "commitments": 4.495131, "prop": 0.6738405483388 }, { "data_month": 10135, "borrower_type": "Investment Housing", "commitments": 2.190701, "prop": 0.3267521061309 }, { "data_month": 10135, "borrower_type": "Owner Occupation", "commitments": 4.513773, "prop": 0.6732478938691 }, { "data_month": 10166, "borrower_type": "Investment Housing", "commitments": 2.199368, "prop": 0.3276530277657 }, { "data_month": 10166, "borrower_type": "Owner Occupation", "commitments": 4.513123, "prop": 0.6723469722343 }, { "data_month": 10196, "borrower_type": "Investment Housing", "commitments": 2.194609, "prop": 0.3282778512234 }, { "data_month": 10196, "borrower_type": "Owner Occupation", "commitments": 4.490609, "prop": 0.6717221487766 }, { "data_month": 10227, "borrower_type": "Investment Housing", "commitments": 2.179265, "prop": 0.3278033707747 }, { "data_month": 10227, "borrower_type": "Owner Occupation", "commitments": 4.468821, "prop": 0.6721966292253 }, { "data_month": 10258, "borrower_type": "Investment Housing", "commitments": 2.156063, "prop": 0.3253665624095 }, { "data_month": 10258, "borrower_type": "Owner Occupation", "commitments": 4.470503, "prop": 0.6746334375905 }, { "data_month": 10286, "borrower_type": "Investment Housing", "commitments": 2.129921, "prop": 0.3210225414413 }, { "data_month": 10286, "borrower_type": "Owner Occupation", "commitments": 4.504881, "prop": 0.6789774585587 }, { "data_month": 10317, "borrower_type": "Investment Housing", "commitments": 2.106153, "prop": 0.3164076073526 }, { "data_month": 10317, "borrower_type": "Owner Occupation", "commitments": 4.550302, "prop": 0.6835923926474 }, { "data_month": 10347, "borrower_type": "Investment Housing", "commitments": 2.085301, "prop": 0.3127652496421 }, { "data_month": 10347, "borrower_type": "Owner Occupation", "commitments": 4.582003, "prop": 0.6872347503579 }, { "data_month": 10378, "borrower_type": "Investment Housing", "commitments": 2.07001, "prop": 0.3108199194665 }, { "data_month": 10378, "borrower_type": "Owner Occupation", "commitments": 4.589827, "prop": 0.6891800805335 }, { "data_month": 10408, "borrower_type": "Investment Housing", "commitments": 2.062199, "prop": 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